【直报网1月15日讯】（洛阳商报 张梦豪）随着互联网的普及，2014年，传销披上了互联网金融的外衣。低投入，高回报，全年收入可达千万元……这些出自网络理财网站的宣传口号，隐藏着网络传销的陷阱。一不小心，您就有可能中招。

CNDSN January 15th news (Luoyang daily Zhang Menghao) along with the popularization of the Internet, in 2014, put on the Internet Financial pyramid coat. Low investment, high returns, annual income of up to 10 million yuan...... These from the network financial website propaganda slogans, hidden network MLM trap. One not careful, you may move.

关键词 互联网外衣

Keywords Internet coat

随着网络的发展和普及，一些传销组织开始以“电子商务”“网络团购”“网络直销”“网上基金投资”等名义，诱骗投资者。

With the development and popularization of the network, some MLM organizations began to "electronic commerce" "network group purchase" "network marketing" "online fund investment" name, lured investors.

2014年，网络传销案件频发，涉案资金动辄数亿元，使不少投资者亏得惨不忍睹。今年4月底，跨国内15省区名为“MSA控股集团”的金融传销案例，就是以网络理财为幌子的。其宣传称，参与者的投资回报分为静态和动态两种。静态收益方面，参与者只要投资7000元，6个月后可获得22.4万元。动态收益方面，包括推荐奖、组织奖、管理奖和信任奖。比如，投资3.5万元可成为三星级会员，每周向下发展一代，到第七周可以实现日封顶2.8万元的资金奖励，全年的动态收入可达1470万元。

In 2014, the internet pyramid selling case frequently, the funds at several hundred million dollars, many investors lose too horrible to look at. At the end of 4 this year, the domestic 15 provinces across called "MSA Holdings" financial pyramid selling case, is to network finance under the guise of the. Its propaganda says, participants return on investment is divided into static and dynamic two. Static revenue, participants as long as the investment of 7000 yuan, after 6 months can obtain 224000 yuan. Dynamic income, including the recommended award, organization, management and trust award award award. For example, investment 35000 yuan can become a three-star member, a week down to the development of generation, to seventh weeks can be achieved on cap of 28000 yuan of funds to reward, annual dynamic income up to 14700000 yuan.

此外，还有内蒙古网络传销案例，犯罪嫌疑人创办青年创业网，为吸引更多会员加入，便作出承诺：每位会员入股两万元，每天返利400元；会员每发展一名下线，奖励4000元。在高额利润的诱惑下，至少有上千人相继成为青年创业网会员，涉案金额超过2000万元。

In addition, there are Inner Mongolia internet pyramid selling case, criminal suspects youth entrepreneurship network, in order to attract more members to join, will make a commitment: each member shares twenty thousand yuan, 400 yuan a day rebate; member of every development a referral, reward 4000 yuan. The temptation of high profits, at least thousands of people have become the youth entrepreneurship network members, involving more than 20000000 yuan.

关键词 花样百出

Keywords pattern

从媒体曝光的网络传销案例中，不难发现这些网络传销的特征：一是有入门费，即需要认购商品或交纳费用取得加入资格；二是拉人头，即需要发展他人成为自己的下线；三是团队计酬，即以发展人员的数量或销售业绩为依据，计算报酬(奖金)。

From the media exposure of the internet pyramid selling case, it is not difficult to find the characteristics of these internet pyramid selling: one is the entry fee, which requires subscription goods or pay the cost to obtain qualifications; two is to pull the head, that is the need of the development of others to become their own line; three is a team based, taking performance development personnel quantity or sales as the basis, calculation of return (bonus).

一些不法分子利用互联网大肆发展网上会员，从事网络传销活动，并呈现新的形式。比如他们通过电子商务平台，注册一个电子商务企业，再以此名义建立一个电子商务网站，打出电子商务的旗号，以“网络营销”“网络直购”等形式从事网络传销活动。

Some criminals use the Internet to develop online member, engaged in network marketing activities, and presents a new form. For example, they through the electronic commerce platform, registered an e-commerce enterprise, then nominal build an e-commerce site, play the electronic commerce under the banner, with "network marketing" "network direct purchase" and other forms of activities engaged in network marketing.

此外，还有“网上创业”“网络博弈”“网络资本运作”“免费获利”“增值消费”“循环消费”“点击广告返利”“消费返利”“网络游戏”“电子币”“境外原始股投资”等形式，实际上这些都是传统传销模式，目的就是吸引投资者，从而达到发展会员进行网络传销的目的。

In addition, there are "net business" "network" network game "capital operation" "free" profit "value-added" consumption "recycling consumption" "click advertising rebate" "consumer rebate" "network game" "electronic currency" "outside the original stock investment" form, actually these are the traditional marketing mode, objective is to attract investors, so as to achieve the purpose of the development of the marketing network of member.

关键词 隐蔽性强

Keywords concealed

根据媒体报道，与传统传销相比，网络传销隐蔽性更强，而且手段也出现变化。

According to media reports, compared with the traditional marketing, network marketing more concealment, but also means the changes.

首先是从传统意义上的拉人头、限制人身自由的传销方式向网络传销发展，其次是从实物传销向金融传销转变。

The first is the development from the traditional sense of pull head, restriction of personal freedom of the pyramid to the network marketing, followed by the transformation from the physical to the financial pyramid pyramid.

传销的骗术花样有很多，但不管怎样包装，利用的都是人们想一夜暴富的心理。网络交易使用线上交易、线下打款的模式，即网站要求汇款一律通过银行转账的方式，这就避免了传统传销中下线与上线必须见面的情况，操纵者躲在幕后，很难被发现。

There are many tricks figure pyramid selling, but no matter how packaging, use are the people who want to get rich overnight psychology. Network trade to use online transactions, line playing mode, namely the site requires remittance will be through bank transfers, which avoids the traditional pyramid in line with the on-line must meet, the manipulator behind the scenes, it is difficult to be found.

关键词 真假难辨

Keywords true difficile

网络传销平台比传统意义上的传销更具欺骗性。业内人士表示，网络传销离不开传统传销模式，投资者可从以下几点分辨其是否为传销：一是看回报率，那些看似远高于市场平均回报率的投资方式，一定存在高风险；二是看是否需要拉人头。网络传销利用了网上交易双方信息不对称的短板。因此许多网路传销平台会主动建议会员，为了稳住客户，要求会员发展亲朋好友加入其中，共同分享利益。对此，您可要擦亮双眼啊！▲

The network marketing platform is more deceptive than in the traditional sense of the pyramid. The personage inside course of study expresses, network marketing cannot do without the traditional pyramid sales model, investors from the following points to distinguish whether it is pyramid schemes: one is to look at the rate of return, those that seem to be much higher than the market average rate of return of investment way, there must be a high risk; the two is to see whether the need to pull the head. Network marketing using the short board of Internet transaction parties of information asymmetry. So many internet pyramid selling platform will take the initiative to suggest the membership, to satisfy customer requirements development, member of relatives and friends to join them, share common interests. In this regard, you may want to polish his eyes! *

（原标题：2014传销新骗术 低投入高回报都是骗局）

(original title: 2014 MLM new tricks low input high returns are scams)

责任编辑：小申

Editor: small Shen