2016-03-07 15:44
Decryption you do not know the latest financial fraud＂
[straight news network Beijing March 7 hearing] (love investment) in recent years, the Internet banking and financial inclusion rise become a star lit the fire of people's investment sprout, so there is no investment channels for people to ignite new hope, a lot more financing channels, so people began to have the existence of money in the bank moved into the various financial platform, and a lot of crooks using the investment enthusiasm of ordinary people, in the guise of various financial scam let no ordinary investors in financial knowledge is very hard to detect, and ultimately lose everything.
The following the author of the analysis of the past few years, some wrapped in a variety of coat of financial fraud, we hope to help.
One, the bank flying single scam
The so-called flying single refers to the bank's individual employees four word sales of private equity funds issued by the bank or third party financial institution product violations. Due to the temptation of the high commission, let some bank clerk to take risks, and "flying single" business is repeated, let some trust bank staff investors frequently ray, suffered heavy losses.
How to identify, not be calculated? Use of sixteen words: do not look at the return to see the contract, verify the identity encoding query.
Usually the bank financial products revenue between 3% - 6%, so if the introduction to your commitment to financial products revenue rate more than the 2 to 3 times, must guard, also be sure to read the contract, banks generally self issued financial products has only the product code, investors can according to query the code in the financial products, the banks to sell products can query through the publicity of bank outlets to sell products on the list. Moreover, the bank financial products and sales of products in the relevant sales in the text should be the bank seal.
Two, the network underground gold speculation scam
Underground fries the gold company, often by investors are not familiar with the rules of gold investment, do not understand the relevant financial regulations, to the "speculation" outer "high leverage" under the guise of, claim directly involved in the international gold market, known as speculation "London gold, New York gold" "Hong Kong Gold", to lure lure investors actually these underground fried gold root of the company to customers outside the trading account, but to occupy customer margin, use account for my company in the overseas fry gold, stocks. Companies have made incite customers to increase investment, lost by a false transaction data allow customers to believe that "is fired his lost" with investors to sign a contract, the contracting parties often sign the agency's foreign traders (unauthorized), when investors want to through the judicial path rights, simply can not find the responsible party to rights. And how will the company registered in overseas, or the web server set up in foreign countries, there is a wind sways grass fled.
Tip: according to the five departments, the people's Bank of China issued "on the strengthening of the gold exchange or engaged in gold trading platform management notice", at present only the Shanghai Gold Exchange and the Shanghai Futures Exchange is approved by the State Council or agreed to carry out exchange gold trading. That is to say, the territory of any other institutions, websites or individuals shall not be set up gold exchange and all kinds of gold trading platform. Moreover, the two exchanges are implemented membership system, does not directly accept the individual investors to open a gold investment account.
Three, spot oil "mentor" scam
In recent years fry spot, suddenly began to pour into China, and spiralling out of control and chaos rebirth, once upon a time in a few years of precious metals silver, gold to the present crude oil spot, I often receive telemarketing sales of crude oil spot, and the so-called crude oil spot trading, not the actual physical delivery, purely hang sheep head sell dog meat, experts pointed out that its essence is the use of e-commerce platform standardized about it. It gives us the operation is just a virtual account, our funds only to Exchange Company account, not into the oil market, no delivery.
The trading platform is through them with our investors to bet, platform and mutual financing, the interests of traders. So you will find those so-called analysts call a single, summits quasi once the true order and repeatedly and contrary trend. This is because their commission deduct a percentage from a sum of money from the customer's transaction fees and losses, customers have a fee more more and more losses they will earn more, so they have sufficient power to cause the huge loss of customers.
So investors prior to participating in the local market place trading activities, to carefully to understand its trading rules, trading mode, the centralized trading mode to carry out standardized contracts trading, please do not participate, so as not to cause damage to property.
Four, "virtual currency" MLM scam
With bitcoin stir fried dishes, side to see the virtual currency is more and more, some unscrupulous companies with the help of virtual currency of fraud, such as Vicat coins, coin Morgan, rivers coins, mmm (Mafu Luo currency) and so on. They through the high income + commission recommendation to attract a large number of investors, and doesn't have any investment, the profits of investors are in internationally principal investment, once the person behind no disk access, funds chain will be broken, let all participants have to lose everything.
The common features of these "MLM money is absorbed by the new elements in the Internet, finance and investment banking, packed in all seriousness, but essence is MLM face.
Five, "buy a house" scam
With the recent property market continued differentiation, has been legally prohibited from illegal fund-raising practices renovation of housing prices. Some unscrupulous businesses will be residential, shops and parking spaces as a financial products in the name of the sale. Current real estate areas suspected of illegal fund-raising has two kinds of methods: one is housing prices and the intermediary collusion, in the name of the investment in real estate development and construction projects, offering the so-called "financial products, to attract capital to the public; second is the pre-sale to obtain a permit before, with internal subscription, on the VIP card to get the rebate form, to attract capital to the public. It is understood that the return of 1629 Xianfang, given high interest returns, financial fraud is the main variety of bait. The purpose of these illegal financial products it is not the sale of housing, but 'drumming Chuan flower' to ease the pressure on enterprise funds, once the capital chain rupture, investors will there is no guarantee of principal and interest.
Legal experts pointed out that the majority of real estate companies, pension apartment business did not to the public public offering financial products related to the financial license, in many cases, developers of the contract, the pre-sale permit are false. There are some "financial products" by investors do not understand the laws and regulations, claim to housing, shops, parking spaces and other real estate as collateral, "is not the money will give you xianfang". But in fact, the victims are often unable to make property.
No matter how gorgeous the financial fraud, dressed in a coat, in fact, a liar is because to seize the people "eager to rich" and "overnight" psychology is often succeed. So we must not be confused high-yield, in every investment to ask some why, understand their own funds to invest in, that sounds very good of, the first feeling of unreliable, basic existence Maoni, often is a hoax! 3
(original title: you don't know the decryption of the latest "financial fraud": the true face of MLM money)
Editor: small Shen
Interpretation of hot news, sensitive events, more exclusive analysis, as in "straight thing" micro channel, two-dimensional code scanning free reading.
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