[report] net Beijing on November 9th news (Daily News) when buying a car, if someone tells you: "half the car, tail points returned 1 points, equal to 1 yuan" like this, don't think you picked up a "big deal", in fact, this is the beginning of a nightmare.

Recently, the media reported that a company called Lianhui cloud platform play "to buy a $200 thousand car, in addition to pay 32 thousand yuan to the cloud Lianhui, the money will all return" slogan. In fact, consumers Car Buying, will be able to return all the money to buy a car is very difficult to achieve, so 32 thousand yuan required to become consumers extra spending, at present, many 4S shops and Yunlian Huis cooperation models are specified to eliminate models.

In September, Guangdong province Industrial and Commercial Bureau conducted a survey on the cloud Lianhui operating mode, called the MLM would be consistent with the constitution, but suspected of illegal fund-raising, by the Guangzhou municipal financial management department and the Municipal Public Security Bureau of Baiyun District Branch investigation.

NBD auto search on the Internet this is called cloud Lianhui platform website, found that it still exists, call the website contact, the customer service said, "Guangzhou city Industrial and Commercial Bureau investigation Lianhui cloud thing, their employees know that the site is currently in normal operation, is not affected."

NBD car is that Lianhui cloud platform on the car from a car flagship shops still too. This is the flagship shops called said cars is located in Shaanxi high tech Zone in Xi'an City, a two grade comprehensive automobile dealers.

"We just registered in the cloud on the Lianhui shops, they are financing the things we know, but we just want to use this platform to promote their products in the store, as Lianhui cloud integration activities, we did not participate in the." The person in charge of the cars still too NBD car said.

It is worth noting that the similar cloud Lianhui such platform, there are a lot of folk, mainly by attracting retail entities registered, to return the amount of consumption of consumers by using various points, said the United States and its name "rebate".

NBD learned in the interview process, the platform to the outside world in publicity, always borrow profit quickly, soon to be listed the "bait" to gain trust, registered businesses through this kind of platform to sell goods on the platform to get points, consumers to earn points by shopping, this kind of platform is usually to be able to score to distinguish between themselves and other major electricity supplier platform to attract businesses and consumers.

However, you want to get points and not so easy, the cumulative consumption has become a key premise in the points of these platforms, because only when the amount of consumption to a certain extent can withdraw cash, but also from the platform to collect fees of 13%.

This rebate mode and similar claims in 2013 "million shopping" case rebate model, but this model does not seem to be as "end shopping case" disappeared, but let more people see the benefits.

NBD learned that the "million shopping" consumption pattern is to buy $500 worth of merchandise, you can get 1 bonus 1000 yuan is 2 right, the right to dividends, and so on. Every right to dividends per day up to 1 yuan rebate. If the consumption of 500 yuan, 1 yuan a day may receive money, the amount of the account can be taken after the cumulative 100 yuan.

At present, the rebate mode has penetrated into some fields, like buildings, car consumption of this commodity is occupied by them. Some dealers joint individual third party platform claims to be half price to mention cars, the remaining money to the bank for mortgage, and then signed the return of the integral contract, the end of the third party platform in the form of an integral form of repayment. If the third party platform on foot, the owner's interest is not guaranteed.

At present, the consumer finance become a strong wind mouth, in which the vertical segments of the automotive finance into a new blue ocean, and most do not have the relevant qualifications of the Internet car finance platform.

NBD car to remind everyone, when buying a car to keep their eyes open, do not want to buy cheap, because you do not know where they will give you the next set.

Editor: Chen Feng