Dalian is now a variety of forms of financial mutual platform for pyramid schemes

2015-12-15 14:46

China Direct Selling News > Hit pyramid schemes > Government crackdown on >

[direct report net December 14th] (Peninsula Morning News) a name called the wisdom of the extension of mutual funds, the investment model, claiming that the daily income 3000, 11.11% yuan 6 days later became 5000 yuan. Is this pie or a trap? Try holding the attitude, Ms. Lee invested 3000 yuan, can not over two days, the platform has turned off. Reporter survey found that in recent months, in the name of "financial assistance", the commitment of high returns to lure public investment behavior. Recently, the China Banking Regulatory Commission, the Ministry of industry and commerce, the people's Bank of Commerce and industry and commerce to the financial mutual investment model issued a warning.

The mode of operation of the propaganda of the mutual aid platform of the intellectual extension

1. After the investment to become members of the queue waiting, when someone needs money to help you directly to each other; when you need the money, when you need the money, you will have someone to call you. In this way, we can make money by providing help and help.

2. In addition to the daily fixed income, introduce others to join this platform, but also get the recommended award. Recommended award amount is 100%, that is, the recommended person every 3000 yuan investment, the recommendation of the people can get a commission of 3000 yuan, and a recommendation, always effective. In the future as long as the person is recommended to invest in additional investment, the recommendation is also to get a commission of 100%.

The temptation of high interest rates of public investment

Lee told reporters that the public, not long ago, colleagues recommended to her as an investment project called the wisdom extension gold mutual platform, the interest is quite high, the day interest rate of 11.11%. Ms. Lee had previously heard of "financial assistance" in this way of investment, "a lot of people around to play." Subsequently, Lee joined the micro channel group of investment cooperation. After a platform to explain the person in charge, Lee think this investment project is indeed tempting, but I do not vote too much, try to hold the idea, only 3000 yuan."

Ms. Lee said that in this financial cooperation platform, the investment amount of 3000 yuan, a fixed income is 11.11% of the day interest, 4 to 6 days to launch the principal + interest. "In accordance with the 11.11% day interest rate calculation, 6 yuan 3000 days will be 5000 yuan." Ms. Lee said.

More than investors alarm

In December 3rd, Ms. Lee through the Alipay account call "need help" 3000 yuan. Subsequently, Lee patiently waiting for the successful pairing, other members to help her". A few days later, Ms. Lee did not wait until other people's help, she was so turned off the platform. "In the morning of December 9th, the platform will not go up, and then the micro channel group in charge of the platform of the people who have all the investors kicked." Lee this is only aware of their own, but fortunately only 3000 yuan. I also want to, if you really can make money, to increase investment in the future!"

Lee told reporters, this platform in November 22nd afternoon open registration, closed in December 9th, only run a half a month, but the number of members to participate in the investment is not a lot of people, we have this (micro channel) group of 450 people, I heard that there are several groups." Ms. Lee said she exchanges with other investors found that these people are less invested 3000 yuan, more than a few hundred thousand dollars, how much money I do not know, but all add up to a few million."

Yesterday, according to Ms. Lee provided by the site, the reporter tried to log on to the wisdom of the extension of the platform, found that the site has been unable to open. Lee told reporters that the platform suddenly closed, there are more than investors.

remind

The four sector: the operation mode of violation of the law of value

Recently, the China Banking Regulatory Commission, the Ministry of industry and information technology, the people's Bank of China, the State Administration for Industry and Commerce jointly issued a warning prompt. Tip, said the recent domestic and more to the name of financial cooperation, the commitment to high returns, to lure the public into the behavior of funds.

This kind of "investment" common are: "XX financial mutual community", "XX financial mutual platform", "XX financial mutual financing", "XX charity financial mutual platform", "XX financial mutual investment", "XX mutual community", "XX wealth mutual platform", etc.. Relying on the Internet, through the website, blog, micro channel, QQ and other public information platform, spread wide.

Most of these platforms, the investment threshold is low, the cycle is short, high returns. For example, after free registration, investment 60 yuan -6 million, 15 days can be put on the day, the daily income of 30%, the monthly income of 23, the annual income of 1% times, no fee. In addition, participants in the development of others to join, can also get the prize (offline Investment Management Award (10%), according to the corresponding ratio to determine the grade of membership) additional income, developers no limit, no limit rebate.

The four department in warning that some of these platforms under the banner of "foreign celebrity" banner, claiming to "destroy the injustice of the world financial system, breaking financiers control, ordinary people create community" as the goal, through the establishment of the so-called "fairness, reciprocity, honest people to help others, let the public financial platform" funded by others to get more help. At the same time called "after market testing, has been in more mature countries operating for many years, with hundreds of millions of members" and so on.

This type of platform by the remote control of foreign personnel, investment funds are often transferred through personal bank accounts online banking transfer or through the transfer of the third party payment platform.

The four sector tips, such operations are contrary to the value of the law, capital operation is difficult to maintain long-term, once the funding strand breaks, investors will face serious losses. Ask the public to effectively enhance the risk awareness, rational and prudent investment, to prevent damage to the interests of. At the same time, the control of illegal crime clues, can actively reflect to the relevant departments.

background

"Financial mutual aid" mode from the country

Reporters learned that, in recent months, a variety of financial mutual investment projects, which is the most well-known MMM financial mutual platform. In this financial mutual community, the investment amount is 60 yuan -6 million, fixed income is 30% interest per month, the fastest 15 days to launch the principal + interest. MMM community platform also set up a management award, to encourage members to develop new, from the mentor to make money, mentors can get rewards.

There are media reports, as early as in the last century, the 90's, the Russian Sergei Mavrodi has created a MMM financial Pyramid, millions of people to join. In 1997, the "Pyramid" collapse, he himself was a prisoner. In May 2007, Mafu Logic was released from prison and return to prostitution, MMM in India, South Africa, Indonesia and other countries.

In May this year, MMM mode to enter China, a short time to harvest a congregation of believers". As MMM to take the way the operation of the Internet, a variety of websites, forums, micro channel and so become a channel for their growth. In the micro channel search MMM, you can find a large number of public number, from the registration, a gold, compliance, psychological and other aspects, the full range of investors to guide.

Some experts believe that the MMM financial cooperation platform and no reliable way to achieve 30% interest rates, but by the absorption of the assembly line of money, to pay interest on the line, it is likely to be suspected pyramid schemes. This pattern is like Pyramid, in theory, only after people continue to follow up, to ensure that the game continues to go on. Once no one enters or artificially close the site, then the back of the investors will be a major loss, which is suspected of fraud.

For a number of financial assistance projects currently appear, the industry believes that these projects are early contact with the MMM platform, to set up a team of counterfeiting, to shut down the server after cheat money, causing investors to lose everything. 3

(original title: Dalian is now a variety of forms of "financial aid platform," suspected pyramid schemes)

Editor: small Shen

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