2016-06-21 16:32
WeChat group for the training of illegal financial MLM stealth circle of friends
[straight news network Beijing June 21 News] (Beijing Youth Daily Zhu Kaiyun) MLM organizations through the network recruitment, see users and other reasons to get you to a place, men and women mixed in the same room, through illegal detention, brainwashing education force you to join. Such a scene a lot of people know that it is a pyramid scheme, but now the organization is covered with a mobile Internet banking and financial coat. Today, MMM financial mutual aid as the representative of the financial marketing and variants in the form of a growing number of friends in WeChat circle. Reporters conducted a survey, trying to uncover the name of the financial cooperation under the banner of the nature of the organization's marketing.
investigation
WeChat circle of friends secret financial marketing organization
Being dragged into the group of a nearly 500 people in the micro channel, immediately "applause" sounded, flying around in the flowers, then the audio, video, group kept has issued a video called "double eight grade gold members tutor Powell Nian treasure share", this is the Beijing Youth Daily reporter recently in a group encountered.
Commitment to invest not in place by the reporter 72 hours after being kicked out of the group
In the group of "lecturer" of the new "wealth training", according to get rich schemes for lecturers, new as long as the payment of $770 mutual fees and three days find two partners, first month income not less than 10 million, the second month exceeded one million. Once in Yixian County, Hebei Province caught in the pyramid selling organization Liu said, he entered the first feeling is returned to the site a year marketing organization, from the organization to the atmosphere, almost exactly the same.
The reporter saw, the group of new people constantly increasing, in addition to all the people in the 48 hours to 72 hours without the inspection, will be cleared out of the group, and by examining the addition of people will be transferred to another group.
Is recommended to the group, the note name changed into "name - understanding - introducer, old group members is also the name of this format is team member names are" name -vip- harem master "," on-line name -vip- name of the "and so on, and some senior members of the group is promoted to a" lecturer ". According to the description of the lecturers, this is called ares legion of wealth for those without too much money, not too many connections, without too much capacity and in the Internet platform have been hurt friends set up a mutually beneficial platform. Because the investment commitment not in place, BYD reporters at 72 hours after being kicked out of the group.
After joining the group will be re screened to pull into the new group
Reporter then in the mobile phone micro channel public page search for financial assistance, rough statistics, a total of more than 200 search results, including MMM financial assistance platform, FBC financial assistance, morris international financial cooperation platform, CMB financial mutual aid community, 999 good faith cooperation, Mensa financial mutual aid, Boston financial cooperation platform, LC financial assistance, Motifu, Wanda compounding, EU AAA mutual platform, GKf golden key cooperation platform, cloud mutual financial community.
These micro letters to the public in addition to advocacy organization mode of operation and how to get the super high yield. Most of them left QQ number or group of micro channel number, and join the group later often according to the degree of participation in screening and pulled into another new group that eventually leads to the the secret world of a financial pyramid scheme.
Commitment to super high yield is the main way to pull the head of these financial mutual organizations. For example, free registration, investment 60 yuan -6 million, the full 15 days can be raised, the daily income of 1%, the monthly income of 30%, the annual income of 23 times, no fee. In addition, participants in the development of others to join, get the recommended Award (10% of the investment amount of offline), Management Award (according to membership levels determined in proportion to the corresponding) matching revenue and staff development without limit, rebate is no limit.
Foreign celebrity into the suction gold flag number
These organizations mostly foreign celebrity "under the banner of the name, known as already in multiple countries with mature operation for many years, with hundreds of millions of the world membership", these micro channel registration body mostly for personal and also have some for the company, but did not receive a certification. BYD inquiries related to business registration information, the company also found that most does not exist.
Such as Morris International Financial Platform for mutual claims it is an American listed company background, founder Morris in the 30 years of the financial sector's career has to get a thorough understanding of the flaws of the financial system, and decided to establish a "Morris International Financial mutual platform" to save the victim of millions in the financial system was born and raised, the platform has unique Kongpan mechanism, perfect the market to digest bubble; "FBC financial mutual will beautify yourself into the French national mutual credit bank's international financial cooperation platform is the French national mutual credit bank, has a history of 100 years, the headquarters in Paris. But the number of public accounts is the main "person", a man surnamed Yao, the registration time is March 27th.
According to the multiple platform provide investors with information, BYD reporter learned, the group of the actual control of the people's Congress multi outside, they implemented remote control, ordinary investors in the investment funds, often through personal bank accounts online bank transfer or through third-party payment platform circulation.
"Financial assistance" has the characteristics of illegal fund-raising and marketing
These financial cooperation platform in the most famous nothing better than "MMM financial mutual community", at the beginning of this year, the CBRC had for "financial assistance" model of investment release risk early warning, and singled out the "MMM financial mutual aid community" and its similar platforms with illegal fund-raising, interleaving MLM characteristics, illegal agencies, funds have the possibility of the flow of foreign.
At the beginning of this year, an article "" MMM "looted China, tens of billions of private capital is clear," the article has pointed out that MMM domestic operations in more than 200 days, calculated according to average a day 1 billion yuan of interest, produced at least more than 200 million in interest. A MMM financial mutual aid community investors told reporters BYD, mmm system using monetary language as "Ma Fuluo", 15 days can be provided cash settlement time, interest from the date of 1%.
15 days of the freezing period can not cancel the order, otherwise the account will be frozen, usually in the 15 days to 30 days after the date can be at any time. The investor said he had invested 30 thousand yuan in this platform, 15 days to earn 4500 yuan. Since then, he increased investment, the maximum time voted 100 thousand yuan, but also by the side of friends, WeChat circle of friends recommended, more and more people around to join.
"MMM financial mutual obviously is a scam, why called" mutual aid ", who helped who? In this regard, according to the description of a number of investors that BYD reporter, the principle of the game is beginning players are expected to spend a sum of 60 yuan to 6 million yuan of funds, platform called for" the help, ". Give money to help and get the money side to help the implementation of the amount of matching. After the success of the match, give money to the other side of the initiative to send money to the other account, the implementation of mutual assistance". As long as the operation on the platform, the RMB is automatically converted to the provisions of the "platform Mafu Luo currency trading. As long as members of the "help" after half a month, you will be able to get help in the form of 15% of the proceeds, the average daily income of 1%. If it is a weekly operation, after a month and a half can also have an additional 3% bonus.
Once the registration and investment to become a member of the platform, the leader and mentor will give you recommend other investors admission, once successfully recommended, you can become a new leader, and the money from new investors took part to deduct a percentage from a sum of money as a reward. After each of the offline registration of help, on-line can be the leadership award 15%. MMM platform leader once the development of new referrals to join, 1000 yuan per input line can get 150 yuan reward. In addition, the "Pyramid" in the "leadership" can get the reward points.
May 2015, 3M is criminals into China, coat with high interest returns, huge bonus referrals, dressed in "charity financial assistance of new concepts, rapidly in China win over a large number of people. Until last year early December MMM platform suddenly collapse, funds are not provided, many MMM platform of investors to from the rich dream awake.
Since then, the MMM platform for a vest of another wave of a stirring among the dry bones, investors involved in it. It is understood that the financial support platform investing Motif and BAC financial mutual help many investors, who have been MMM mutual platform for the loss of money. Today, MMM financial aid victims have been established dozens of activist QQ group, still in the fantasy to be able to get back the principal.
In this regard, China Banking Regulatory Commission, the Ministry of industry and information technology, the people's Bank of China, State Administration for Industry and commerce that has issued a warning, this kind of operation mode against the law of value, capital operation it is difficult to maintain long-term, once the capital chain rupture, investors will face serious losses.
In this regard, the regulatory authorities to remind, this kind of financial cooperation platform has the characteristics of illegal fund-raising, pyramid schemes. Investors need to pay attention to participate in illegal fund-raising is not protected by law, and participate in marketing more to assume legal liability in accordance with the law.
Secret
What kind of people are involved in the "financial assistance"?
People with a little modern financial knowledge, for such financial MLM scam, it should be easy to identify. But why are there so many people cheated? "Financial assistance" to attract the kind of people involved?
In this regard, according to BYD reporter in more than one such platform micro channel group chat that, of which a large part of Internet banking and are not familiar with the uncle aunt, mostly relatives and friends pull into the micro channel group, but the investment is generally small, are hold try mentality, mostly invested in hundreds of yuan to 10000 yuan. There is a group of people who want to earn fast money, a young man, may not believe it, but can not afford to draw close friends, and finally into which it is difficult to extricate themselves.
BYD reporter learned that, in these platforms, and not all people lose money, often a platform is the first to enter a number of people, has become the "leader" and a "lecturer", general will be able to earn money, this is their development off the assembly line of power.
"I play this good for many years, the inside of the risk of course I know, most people actually know." A mutual Morris financial investors told reporters that financial investment platform for mutual help, he is convinced that he will not is the last disk access man, owing to its always faster than others step to evacuate. At present he in several platforms almost can not lose.
A MMM financial cooperation platform "mentor" investors said that everyone is a stroke, does it really believe that mutual transfer will produce such a high profit. Each of the participants believe oneself is not the "drumming Chuan flower" game last. "To help others, others to help themselves, the platform where the money is so much, the income is actually from the game of the new players to come. It depends on your ability to develop the assembly line."
In this regard, industry experts believe that this play is essentially a Ponzi scheme, participants are playing with fire. A crash is a matter of time. Law School of the Central University of Finance and economics professor Huang had mentioned in an interview that greed is an important cause of this type of scam is banned repeatedly more than, many of whom are financial knowledge of population, but they are more fluky psychology, think in their own the bar will not appear capital chain rupture, expect to obtain higher returns. However, because there is no end of the asset pressure, in the course of the transfer of funds in any small errors, it will cause the funds frozen, unable to extract the consequences.
supervise
How to avoid the circle of friends to become a financial pyramid scheme
Traditional forms of marketing mainly to sell goods, "pull the head" and other features. Now, many MLM organizers and the name of the Internet and financial and other guise, and even directly to avoid the old direct sales of the carrier. Marketing becomes more difficult to identify, the cost of its operation is also more affordable, the potential victims are more extensive.
Many marketing personnel in order to achieve their own "target", to start from relatives, friends or family, circle of friends, acquaintances, "circle of friends" naturally become the marketing personnel "affinity" preferred object.
Beijing City Industrial and commercial bureau staff told reporter BYD, for traditional marketing and the qualitative and combat are relatively easy, but in the micro channel circle of friends, microblogging is the main activity place of MLM, especially in financial assistance as a marketing gimmick, hidden strong, their parties are on the Internet, can not be seen or touched, often break up in a hubbub, at any time, can gather. But the essence or pyramid structure, in addition to personnel received the source of income is not in product sales, but others joined the payment of the cost of collection and remit more network payment, especially network MLM is not a fixed office address, industry and trade business is very difficult to deal with, it is recommended to alert the public security supervisor of the.
Reporter micro letter to reflect the platform, Tencent and the relevant departments said micro channel has many of the promised benefits to induce users to rolling development personnel "pyramid" account to rectify, this mode is most with fraud and other illegal nature, once found this kind of account, will permanently banned processing. Has seized a large number of public numbers involved in MLM fraud, if the user is deceived, it is recommended for the first time to report to the police, WeChat will assist the police to deal with.
In this regard, a legal profession that, public security department and the information security department should carry out joint campaigns, using data of capital flow, flow monitoring, not only is the blockade of online web site ID, should also expand the line survey, to the related personnel involved in tracing.
Reporter noted that, due to the hidden nature of the network and the resurgence of the "financial marketing organization even if the account was closed, will soon be able to, change" Ma Jiaqun "to continue its activities. In these financial marketing inside the circle, some sleight of hand tricks trick to riches story was repeatedly brought to brainwash members, to avoid cheated in my circle of friends, the best way or kick "greedy". 3
(original title: illegal financial MLM stealth circle of friends of the friends of the WeChat group for training)
Editor: Xiao Shen
Interpretation of the news hot spots, showing sensitive events, more exclusive analysis, in the "things" WeChat, scan two-dimensional code free reading.
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