2016-02-05 15:05
E rent treasure indeed a Ponzi scheme accounted for 90% of the elderly investors
[straight news network Beijing on February 5 news (cbiw) recently, the Xinhua news agency said in a news release, the official first revealed e rent treasure case details. More shocking than expected outcome:
Police identified the e rent treasure actual absorption of funds more than 500 billion yuan, involving investors about 90, 000; 95% in superscript cost is downright Ponzi scheme; e rent treasure the actual controller dingning extravagance, and the number of female subordinates close relationship.
1.3 billion Singapore villa, worth 12 million pink diamond ring, luxury cars, watches, 5.5 billion yuan RMB, dingning spends money like water, these are his gifts to female subordinates Zhangmin.
And the money, all e rent treasure "sleight of hand" and.
E rent treasure investors, 90% are elderly investors, their one-time purchase amount is huge, often Qingnangerchu, the pension and the coffin the smashed into it.
E rental treasure of the Pang's scheme was exposed, they will go from here?
Neglected old man
After e rent treasure incident, a part of the rapid accumulation of investors, composed of a number of QQ group and micro channel group, they initiate action in the group, synchronized with the latest information.
Yesterday, the latest developments in the case of e rent a treasure case, the investment crowd in the fry pan - for them, this is probably one of the worst news.
71 year old Chen Tiequan, also in this group. The news almost declared, he invested 580 thousand, I am afraid to lose everything.
It is worth noting that, e investors to rent treasure, 90% are elderly. E rental advertising channels, mainly television, this part of the audience, mostly older. Secondly, e rent to promote the layout of the line under the treasure, with the financial division pull the client's form of suction gold, the elderly is the focus of the promotion of the object.
Therefore, 900 thousand of the investment, nearly 800 thousand, are the elderly.
"12 million diamond ring" and "5.5 billion of cash", "1.3 billion villa", behind the icy figures may is one of the elderly will be savings.
These elderly investors, the status quo?
Chen Tiequan's daughter in Beijing work, his wife died, he has been living alone.
Last year, a group of young people appear frequently in the old man's house downstairs, they put a stall, a promotional single, dogged is district Liuwan of old people. They say they are e rent treasure of the financial planner".
His mind calculations, 580 thousand, a lifetime of savings to invest in one month's interest is 6000, a year down nearly 80 thousand, to give her daughter in Beijing to buy more than one or two square meters of the". Such a thought, it is really all cast into the e rent treasure.
In the beginning, e rent treasure is news of the investigation exposed, he did not know, he is not how the internet. But later found out that in the year of the district at the entrance of the perennial, e rental treasure publicity booth is gone.
Chen Tiequan call to ask his wealth management division, the other side is not to answer the phone, is off. Old man had a bad feeling, he found his daughter on the home of the old computer, a little groping for the Internet search.
At the beginning, he does not believe, can be on the CCTV, how can it be a liar? He sat in front of the computer every day, constantly look at the news.
Every day is bad news. Chen Tiequan cross at the heart, secretly own car and spent two days time, way of inquiries and touch in Bengbu, Anhui, e rent treasure headquarters Yu Cheng group. To see the scene more desperate, the company's brand have been picked, had deserted.
He stood in the empty doorway, like a child squatting on the ground crying. This time the security see these scenes, see him petrified. Finally he was too out of the way, let the old man on the road to cry.
The old man said he had been living on a pension, a month 1200. His heart is not good, but also have to pay the drug money every month, the cost of living is only 300 more.
The elderly daily meals, that is, Chinese cabbage on the bread.
Net loan of 6% of the elderly investors
Not with the finance through the survey found that most e rent treasure the elderly investors, and Chen Tiequan as will their pensions and coffin the tunneling.
E rent treasure after being investigated, the young investors to all over the rights, the media focus on them. Which accounted for the vast majority of the elderly, in addition to wait for news, resigned, or at home children accused compunctious extremely, they can do nothing about it. They can not participate in the rights of the investor action, but also do not know how to make their voices to the community.
Recently, the financial 360 and the people's University jointly issued net loan rating report, which is e after the event, the third parties to the net loan industry's current situation analysis.
Finance 360 net loan group statistics show that in 2015, the number of net loan industry problems platform to reach 894, while the number of problems in 2014 only 273 platform. These issues platform involving an amount of more than 50 billion yuan, affecting investors over 1 million, which means that per capita loss of more than 50 thousand.
Currently a summary of all net loan platform investors, 1/3 of users concentrated in 30 to 40 years old, and easy to be ignored is that there are nearly 6% of investors, are over 50 years old.
According to police sources said, despite the fact that most of the victims of e rental cases are elderly, but to fill in the report of the elderly, some people do not know how to deal with some of the elderly and even the elderly investors do not know.
Why do you like the old man?
Old people are usually not the user of the mobile Internet, but it is the best object to push.
They lived alone in the house, separated from their children. Lonely, and life is simple, they do not understand the Internet banking, but also do not understand P2P, but do not understand, the risk of investment.
There are a number of large P2P platform, like to take a combination of online and offline promotion. Line promotion, the elderly is the core objectives of the group, the elderly have retired, there are economic capacity, but also the financial wishes.
Many traditional financial companies, Pang's fraud, and even illegal fund-raising, take the Internet Express, put on the P2P's coat, waving the leaflets toward the elderly. Their words of flicker, nothing more than "this is the new product of the internet".
In order to Lanzhu elderly heart, they usually will be the establishment of an offline store, the old man into the shop, trust value began to skyrocket.
Elderly population of new things accept ability is insufficient, but on TV ads, offline stores publicity but trust degree is high, easy to form "on the television, there are stores, is a good" illusion.
The trend is being cheated elderly investors are: easy to believe, the amount of large, after the incident, it is difficult to rights.
In the government has just published the P2P regulations (Draft), it is clear that the net loan is only available online, if it comes to the next line, the platform shall be outside the Internet, fixed telephone, mobile phone and other electronic channels platform to carry out business.
If the formal implementation of regulatory rules, it means that all the line P2P under the line to all Guan Zhang, anyone holding up the banner of the P2P financial planner, are illegal business.
In the latest release of the financial 360 net loan rating report, you can see a lot of very famous platform, its funding is still a lot of problems.
360 financial analyst Huan Huan Li in accept not to have the same interviews with financial said, credit endorsement of the platform to get more investors favor, the platform in order to strive for more investors, through a variety of means to their trust, but it can not be blind belief means to increase trust.
In June last year, e rental treasure as the day when the transit, financial 360 in the first phase of the net loan rating, the E level was rated C- rent. It was a lot of media by e rent treasure "have", ignore this message.
In big cities, many young people, has been well versed in the Internet may also have rational knowledge on the net loan, but often forget the home for the elderly, lonely, and easy to rely on others.
"The Spring Festival is drawing near, the big cities of the young people in the home to celebrate the new year at the same time, please to the elderly the popularity of some financial knowledge", said Chen Tiequan, liar now pervasive, the TV beauty, also may harm demon. 3
(original title: e rent treasure indeed a Ponzi scheme accounted for 90% of the elderly investors)
Responsibility editor: dust wind
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