2015-11-16 14:37

 

MMM platform: a set of financial Chinese ＂Ponzi scheme＂

 

CNDSN November 16th] (reporter Shen Jie) less investment, quick, high return rate, there is no risk." When someone uses a communication tool to give you such a temptation of information, whether you suspect that the other is likely to be financial pyramid schemes, in recent days, a new "3M" pyramid scheme in a circle of friends, the public number, etc.. As everyone knows, mmm platform has abroad notorious this year 5 month MMM platform suddenly appear on the Chinese Internet, declared himself to be a financial assistance, these are credible?? or 3m to will continue to Ponzi trick trick?? with doubts, the reporters were investigated.
Cheat deceive the end foreign Chinese, MMM platform can also try every trick to mislead the public why the notorious repute?
At the beginning of 1990s, Sergei Mavrodi rise to fame. Millions of Russians have been involved in the construction of MMM Pyramid. The project is only 3 years and collapsed in 1997, he spent four and a half years in prison. But I did not expect this person cheat do not change ", in 2007 after he got out of prison, and ran to India, China, South Africa, Indonesia and other countries, used in Russia deception practices cheat foreigners, incredibly still often succeed. Of course, China has not been spared, in May 2015, MMM platform quietly into China, and officially launched the MMMChina website, the way the Internet is rapidly spread the fire up. While the British Financial Times reported that Chinese traders are flocking to a social network called MMM, said, "MMM" requires new members must buy bitcoin to join, and as a "mutual aid", bitcoin will be distributed to other network members. "MMM" is committed to giving member 30% of the monthly return of earnings, in addition to recruit new members can receive 10% of the award. Members upload to video website and other media on the speech, to make it all look believable. This is not the first time for the Chinese investors in the digital currency fraud.
Through an online search to Shijiduo "MMM" site, although the inconsistent page style, but claimed that is the only official website in China. In this regard, senior manager said, these sites are early contact with the MMM platform, re formation of the team made of imitation". They used MMM the profitability of the loopholes in the rules, ongoing malicious registration, serious destruction of the regulations. At present, four, fifty of the imitation board, a dozen dead, but also the remaining thirty or forty, just one month after operation. The construction site of a person to engage in a lot of accounts, the profits are set to go, then the person will be in the bottom. Mmm platform can return once again engage in pyramid schemes, is that it caters to the rapid development of China's Internet time, even if foreign questioned, mmm platform can still firmly in China a trickster, the nature of the financial marketing abundantly clear. Internet pyramid schemes are always able to "clarify" at the appropriate time to own, and then how wonderful lies, after all, is a bubble, the test of time.
The mystery behind the pyramid Those closely involved cannot see clearly., unknown since the end of MMM currency
In recent years, China's savings rate in the world first, which also means that huge financial needs have not been served and released. With the rise of the concept of the Internet, the concept of the Internet platform for people with internet banking platform to spread. But certain trendency, there is similar to the above a series of suspected fraud and part of the platform due to poor management of business Internet banking platform. The MMM platform is one of them, more let a person be hardly worthy of belief MLM supremacy.
A cloud of suspicion, this model is really can make money not through the investment entity to create value, can be a figment of money? From the point of view of media access to the MMM promotional materials, behind the scenes layout forthrightly described, 30% of the monthly interest rate of source is the principal of new investors, said as long as the players have integrity, can cycle to Forte has been operated on. Insiders believe that, the model used by the new old financial model is similar to the Pyramid scheme, not only the actual investment targets, but also in the name "help each other" to hide; two, the platform set up "Management Award", encourage the development of members members, and with the development of members of the investment quota "the leaders of" payment mode, or suspected of violating the "regulations prohibiting pyramid schemes", the provisions of article seventh of marketing behavior is defined as: "the organizer or operator through the development of staff, who asked to be the development of the development of other people to join, the development personnel directly or indirectly to the rolling development of the number of personnel for the calculation and payment, to seek illegal interests; requirements of the development of other staff development personnel to join, to form the offline relationships, and the following line performance on the basis of calculation and payment The on-line payment, to seek illegal interests." Three, website domain name change constantly; MMM platform. At present, there are many sites are known as MMM financial mutual community, and the same name of the same name of the elements and layout of the page layout of the same name, including a photo of Sergei Mavrodi, 30% monthly income of publicity, the template of the MMM financial mutual community profile, etc..
Openly violated Chinese law, the MMM platform in the end how long?
MMM platform to use inverted pyramid scheme has a long history, as early as 20 years ago, it is characterized as one of the world's largest scheme". For the MMM platform is suspected of financial pyramid schemes, Yang Zhaoquan believes that: first, (this) the way is very likely to belong to a financial fraud. This high interest rates in the general industry, it is difficult to achieve. He did not achieve the 30% rate of the reliable way, if he arranged to have the assembly line, the line according to the number of people to carry out the distribution of interests, then this is a pyramid scheme (category). Like the way this pyramid, he in the early he is can guarantee after pay, after a long time, because of the scheme needs to remain an important basis is subsequently people continue to follow up, then behind the investors will have great losses.
In MMM mutual financial community, for example, the commitment of the investment income is 30% per month, and recommended investors to join another 10% or so of the income Commission, has constituted pyramid schemes, but the current Internet banking regulatory framework is still classified supervision. Virtual currency regulation may be mainly the central bank, and the network lending supervision by the CBRC lead. But the pattern of this kind of platform is more complex, many aspects are involved, and therefore in the regulation or need to coordinate. MMM platform is lack of development of natural soil. MMM platform to engage in pyramid schemes and openly violated China's laws, and to find a gray area of China's legal supervision can not be touched, once with the law of our country, this will become a farce of a farce.
Recently, the China Banking Regulatory Commission to remind investors, "financial aid" mode is very seductive, strong concealment, inducement. Some foreign celebrity "under the banner of the name, claiming to" destroy not just the world's financial system, breaking the financier control, create community of ordinary people "as the goal, through the establishment of the so-called" fairness, justice, mutual benefit, honesty and people helping people financial platform, let the public through to help others to get more people to help. At the same time called "after the market test, in a number of countries have mature operation for many years, with hundreds of millions of members" and so on. The reason for the rapid development of the model is due to the high rate of return. After free registration, investment 60-6 million, with the full 15 days can be raised, the daily income 30%, the monthly income of 23, the annual income of 1% times, no fee. At the same time, the CBRC said that such operations are contrary to the law of value, capital operation is difficult to maintain long-term, once the funding strand breaks, investors will face serious losses. Ask the public to effectively enhance the risk awareness, rational and prudent investment, to prevent damage to the interests of. At the same time, the control of illegal crime clues, can actively reflect to the relevant departments.
Editor: K1
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