[direct reporting network Beijing July 7th] (people's daily) users: Recently, in part, the city raised the base of social insurance contributions. Social security contributions to the social average wage is raised, whether to increase the cost pressures of enterprises, how to determine the basis of how to determine the extent of the impact of enterprises and employees?

Reporter: the relevant person in charge of the Ministry of social security, social insurance law stipulates that the employer to pay social security fee is the base of the total wages of the unit. Workers pay the base is their own wages, in the actual operation, I generally refers to the average monthly wage. However, when his monthly average wage is lower than the local average wage of 60%, according to 60% of the local worker is mean monthly salary payment; more than local worker average wage of 300%, by local worker average monthly wage of 300% of the payment, the exceeded part does not credited to capture expends wage base, I do not remember into the design of the pension base.

This means that the majority of workers are paid social insurance premiums as a base of my salary, only a small number of low-income workers and a small number of high income workers, pay the base is not my salary. Assuming a social average wage of 3000 yuan, 60% for 1800 yuan, 300% for 9000 yuan. So the local wages in 1800 yuan of wages and salaries of workers and employees in 9000 yuan or more, the payment is not based on my salary as the base. Previous calculations show that the average wage of 60% of the community is a place where most of the workers are able to achieve. Especially in recent years, the "recruitment difficult" phenomenon, around the low wages of migrant workers and other groups, the wage growth but maintain a faster level. Therefore, the majority of employees to participate in pension insurance staff, is in accordance with the actual wages paid by my social security.

However, for a small number of low wage and wage increases slowly small business employees, the impact of the increase in the number of payment is indeed the existence of. Zhengzhou a company forget afterwards, 2015 standard of local minimum wage to 1600 yuan. At the same time, the social security contribution base limit reached 2464 yuan. The company a with the minimum wage level of employees, according to the provisions of the individual to pay about 380 yuan insurance costs, compared to their own wages, accounted for a relatively high. Enterprise workers' feeling is that I do not have a salary rise, but the payment is much more".

Why low wages of workers to be higher than my salary base pay, wages are higher than my salary base pay? According to the introduction, this is mainly to consider the benefits of the insured after retirement. Social insurance itself has the function of adjusting income gap and promoting fair, and the treatment should not be too different. After stipulated payment lower and upper bounds, the insured person after reaching retirement age, if the payment of wages lower than the average wage of workers, the pension level is still low, but the individual actual replacement rate (retirement pensions to receive the level with my retirement income ratio) will be higher than the target of the system as a whole substitution rate; if the payment of wages higher than the long-term average wages of staff and workers, their pension absolute level, but their personal practical alternative rate will be below the replacement rate.

Since last year, China's continuous reduction of social security rates, enabling enterprises to go. Some experts believe that in the future should be paid by the reference of the average wage to better reflect the actual situation of the income of all the staff, so that it is more close to the real payment capacity. 3

(original title: the impact of social security contributions to increase the number of base)

Editor: Xiao Shen

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