[direct network reported that Beijing May 24 hearing] (economic information daily) with gradual deepening of the special rectification, on the one hand, appropriate regulation of enterprises will be eliminated. On the other hand, some institutions aimed at industry standard time planning approach, Internet banking industry into the depth of the reshuffle. Recently, the old state-owned Beijing Huaxin Electronics Enterprise Group's financial Ross announced formally launched, which also marks the Huaxin Electronic started to the layout of Internet banking. Many industry insiders told reporters that due to the nature of the Internet financial industry is still the financial, so credit, wind control is always the first. It is because of this, has the quality of the background of the platform will be more easily come to the fore, by the investor trust, industry into the fight father era.

At present, many platforms have a strong shareholder background, some big shareholders of the wind investment gold, while others are major shareholders of subsidiary company. To focus on doing the small and micro consumer finance stage music for example, 2015 Jingdong march in staging Le C round of investment and after investment Jingdong, staging music not only won the credit increase trust, continue to maintain the trend of rapid expansion, Jingdong on staging music provide great help in business, the realization of the complementary business strategy.

In addition to the state-owned assets of the system platform for example, its shareholders, including the founding of the state, Beijing grain and oil exchange, etc.. Gold pitcher CEO Ge Linbo frankly, in fact, from the beginning of the establishment of the platform has a lot of investors are directed against the background of the platform owned by the shareholders of the platform.

But in Ge Linbo view, the shareholder's background is important, but in addition to the quality of the channel and assets should be seen to provide the driving force for sustained and stable development of the platform. Also from the point of view of investor protection, if the net credit platform its capital adequacy and risk bearing ability, coupled with high-quality shareholder bring high-quality assets, reduce financing cost, can scale to avoid the occurrence of financial risk, is conducive to the interests of investor protection.

"Credit quality shareholders endorsement enable Internet banking platform has the inherent advantages, from the development, sunshine insurance benefits provided includes obtaining the support of client, assets trust, legal synthetic rules and risk control and so on, provides a solid foundation for the healthy development of the platform." Yang Jichuan, general manager of the benefits of the general manager told reporters.

Open credit Xin, general manager of Zhouzhi Han said, high-quality shareholder background will certainly bring some advantages, but the Internet finance special rectification action, mainly norms in the process of the development of the Internet Financial many illegal and non-compliance of the Department. Does not mean that a platform is very strong background, this platform will be a legal compliance. If there are irregularities, the background is hard, the remediation also had to punish.

"Such as a number of powerful real economic enterprises, has been set up, or is the establishment of Internet financial services platform. Relying on a strong shareholder background, these platforms in the short term, it has received a high degree of market attention. From the service area, these platforms mainly rely on their own industry chain, to do supply chain finance. However, if the lack of an independent third party supervision, then, this type of supply chain finance is also relatively easy to suspect from the financial, will touch the central bank, the CBRC regulatory red line." Zhou Zhihan added.

(original title: net loan industry into the fight father era of state-owned assets platform by investors

Editor: Xiao Shen

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