[straight news network Beijing on February 16 news, Beijing Daily) suffered four regulators warn. MMM financial mutual aid community is still rampant, and they are the "low-key" act, but also changed the nature of financial fraud. Reporters noted that MMM financial mutual community propaganda platform recently circulated a letter of the low key operation proposal, the proposal to cancel a large area of publicity. Analysts believe that if such financial organizations become "low-key", "underground activities" will be more difficult to monitor, investors need to be more vigilant.

"Low key" post operation

Once in QQ, micro channel and other social networking platform high-profile MMM financial mutual community, and now want to become a low profile. Beijing Business Daily reporter recently in the MMM financial mutual community, some of the micro channel public number found a "low-key operation proposal" (hereinafter referred to as the "proposal"), "proposal" shows that the Chinese team issued by MMM. The "proposal" put forward 8 low-key operation of the rules, the proposal to abolish the large area of publicity.

The proposal, said, we have been to remind everyone of the low profile operation, not on the network to upload a large area of MMM information, bonus system, the operation process. But a lot of members still insist on uploading video, causing the attention of the major media". Therefore, in the future to carry out a more low-key mode of operation, such as the abolition of a large area to promote publicity, do not open the MMM any ground studio, new training only to do one to one guidance, and so on.

For the MMM financial community is still in the spread of the reasons for the Beijing law firm Xiao Sa Law Firm lawyer, said regulators do have a number of reminders. As to why there is no law enforcement, presumably because the MMM has not yet been confirmed with the fact that the illegal absorption of public deposits. The MMM financial mutual community if it becomes a low-key, underground activities, it will be more difficult to monitor.

The concept of "high profile" network

With the rise of Internet banking, a number of financial fraud on the Internet's coat, the name of electronic commerce, investment funds and other new concepts, with high returns to lure people to invest. Like a big group, MMM mutual financial platform and other financial cases are endless. Net loan home chief analyst Ma Jun said that now the illegal fund-raising with the power of the network, resulting in more extensive damage to the surface, deeper penetration and more difficult to eliminate. Some form of fraud may change the names or titles is a stirring among the dry bones.

Central University of Finance and Economics law school professor Huang Zhen believes that regulators should not only to the original name of the prompt, but also to its various changes have prompted. Now block chain technology as well as the central bank proposed to study the introduction of digital currency, but also to the liar new pretext and concept to confuse investors.

Ma Jun suggested that the government should be more publicity to the characteristics of these cases of illegal fund-raising. Like e rent treasure, MMM financial mutual community, the government and the media have to promote their illegal, to remind investors not to participate, in fact, has achieved good results. According to the interpretations of the Supreme People's court in the trial of illegal fund-raising criminal cases, the specific application of law in some problems about, illegal fund-raising specific performance: without the approval of relevant departments in accordance with law or borrow funds in form of legitimate business to absorb; through the media, promotion, leaflets, machine hand SMS way of publicity to the community; commitment in a certain period of time to money, real, equity, debt service payments or payment in return; to the public that the community is not a specific object to absorb funds.

Investor education is the key

Financial marketing, fraud and other illegal activities, not only endanger the financial security, but also may affect social stability. In fact, regulators also continue to increase efforts to combat illegal fund-raising. In February this year, the State Council issued "the State Council on further do a good job in the prevention and disposal of illegal fund-raising work opinions" pointed out that all localities and departments to resolutely punished illegal and criminal activities of illegal fund-raising, pay close attention to the investment and financing and non financing guarantee, P2P network lending and other new high priority areas, and investment companies, farmers' professional cooperatives, private education institutions, pension institutions, new risks, strengthen risk monitoring and control.

Organized by the Ministry of public security cases of illegal fund-raising case investor information registration platform has been officially opened, and the first to e rent treasure and its Associate Company suspected of illegal fund-raising cases of investors open. According to the person in charge of the relevant departments of the Ministry of public security, the platform with identity and investment information registration, registration pay attention to matters of the information released, the future will also be used to notice of the public security organs of other major cases of illegal fund-raising.

Ma believes that new cases of financial fraud detection for law enforcement agencies is also put forward higher requirements, whether it is technical means or detection means, by means of data, the early identification and detection of illegal fund-raising cases.

In the context of the popularity of the Internet, information, capital flows to accelerate, all kinds of financial fraud tricks complex, covert means. To fundamentally eliminate financial marketing, but also should improve the risk awareness of the people. "It is impossible to achieve full protection, the most important point is to improve the risk awareness of the people, increase their financial knowledge, do a good job of investor education. Only when the nation's overall financial investment literacy upgrade, liar will not survive the space." Ma Jun added. 3

(original title: encounter regulators four warning, the MMM community to "move the ground")

Editor: Xiao Shen

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